Vacation with Your Credit Card


(BPT) - With spring finally here and summer right around the corner, this means one thing for a lot of people: vacation! As we enter the warmer seasons, many people are prepping their summer plans and travel arrangements.

While it’s fun to see a new place or visit family and friends, there are already plenty of costs that add up during this time of the year. Vacation costs can pile up with airfare, hotels, car rentals and more, but you can alleviate some of these costs with your credit card rewards. These programs allow you to make the most out of your travels. Rather than worrying about the price tag, you can focus on enjoying your getaway.

There are so many types of credit cards out there, so it’s important to look at the variety of rewards that different cards offer before you decide on which one to get. For instance, several credit cards offer signup bonuses, different earning rates and redemption options by simply choosing the card. Once you’ve signed up for the card, you can start using all the great benefits!

Many different credit cards cater toward travel expenses and offer a long list of deals that you wouldn’t have access to otherwise. Not only can you use rewards points toward your flight, but there are also other travel perks with credit card rewards that you may not have even known about, such as airport lounge access, travel insurance or baggage protection, to name a few.

Additionally, there is usually a list of hotels, car rentals, restaurants and more that partner with these different rewards programs to give you access to low-rate stays and premium options for less. Depending on what you value as a traveler, there is a reward card to meet every consumer’s needs. If you haven’t already, take advantage of your credit card benefits, maximize the value of your travel rewards, and start packing for your next vacation!

But things could change in the future. Proposed legislation could impact credit card rewards, potentially limiting these travel benefits. Learn more about the Credit Card Competition Act and how it might impact your credit card rewards.